Payment Policy (Effective Date: January 4, 2025)

At Charmcite, we strive to provide a secure and seamless payment experience. Below are the key terms and conditions regarding payment methods and processing for all purchases made through our website, https://charmcite.com.

1. Accepted Payment Methods

We accept the following payment methods:

  • Credit/Debit Cards: Visa, MasterCard, American Express
  • PayPal
  • Other Secure Payment Methods: As available during checkout (e.g., Apple Pay, Google Pay).

2. Payment Security

  • Encryption & Protection: All payment transactions on Charmcite are processed securely using industry-standard encryption to ensure the safety of your personal and payment information.
  • Third-Party Payment Processors: We use trusted third-party payment processors to handle transactions, and Charmcite does not store your payment information directly.

3. Order Confirmation & Payment Authorization

  • Order Confirmation: After placing an order, you will receive an email confirmation that details your order summary and payment receipt.
  • Payment Authorization: Payment will be authorized at the time of purchase. In cases of payment failure or declined transactions, orders may not be processed.

4. Payment Declines & Failed Transactions

  • Insufficient Funds: If your payment is declined due to insufficient funds or other reasons, the order may be canceled.
  • Retrying Payments: Customers may be required to update payment information to successfully complete the order.

5. Sales Tax & Additional Fees

  • Sales Tax: Prices listed on our website include applicable sales tax based on your shipping destination within the United States.
  • International Orders: Customers outside the U.S. are responsible for any additional customs duties, taxes, or import fees imposed by their respective countries.

6. Refunds & Returns

Refunds for returned items will be processed to the original payment method used at checkout. Please refer to our Refund and Returns Policy for more details on the refund process.

7. Changes to Payment Policy

We may update this Payment Policy from time to time. Any changes will be posted on this page, and the “Effective Date” will be updated. It is your responsibility to review this policy periodically.